Where deep tech meets future finance.

Build the core infrastructure powering the future of finance — with the Kingdom's largest bank and Dhahran Techno Valley, its premier deep-tech hub.

Apply Now → Explore the Program
Founding Partners Dhahran Techno Valley (DTV) Saudi National Bank (SNB)
SAR 0
Per-Startup Support Package

SAR 100,000 in dedicated funding plus SAR 100,000 in in-kind venture-development support — secured via a founder-friendly, 5%-capped equity agreement.

Direct Pilot
With Saudi Arabia's Largest Bank

Test, validate, and scale inside SNB's enterprise ecosystem — sandbox integration, real-world infrastructure, and a direct path to commercial partnership.

Market Maturity
Guided Venture Building & Incubation

Structured venture building to derisk your innovation — validate your MVP, strengthen your team, and reach product-market fit.

The Thesis

Consumer fintech is solved. Innovation-driven finance is the next frontier.

The next wave will not come from another wallet or consumer app. It will be engineered — embedded financial infrastructure, distributed ledgers, AI-driven compliance, digital identity. We are not accelerating features; we are commercializing the foundations.

Why Saudi Arabia. Why Now.

The fastest-growing fintech market meets the deepest pool of capital and market access.

G20's Fastest-Growing Digital Economy

  • SAR 5T+ in total banking sector assets
  • Rapid nationwide adoption of digital payments and banking
  • SAMA Open Banking mandate is already live

Capital & Market-Entry Support

  • Direct access to PIF, SNB Capital, and regional VCs
  • MISA licensing and regulatory support included
  • Everything bundled within one program — no separate applications
Who We Are Looking For

"This is not a school. This is a launchpad. We select the 3% who are ready to build."

Who Can Apply — The Ideal Fit

  • Functioning MVP or validated architecture
  • Balanced team with an in-house technical CTO
  • Full and uncontested IP ownership
  • Unrestricted legal right or administrative clearance to establish a commercial entity in KSA
  • Willing to relocate to Dhahran
  • 12-month KSA dedication
  • Capable of passing comprehensive compliance screening

Who Cannot Apply — The Dealbreakers

  • Idea-stage concepts or pitch decks
  • Solo founders or fully outsourced tech
  • Unclear IP ownership
  • Employment contracts or sponsorship terms prohibiting commercial activities
  • Remote-only preference
  • Short-term horizon
  • Compliance risks
Program Journey

From application to graduation.

Applications open August 9, 2026. Selected founders complete 14 weeks of bootcamp and delivery, then 6 months of incubation.

Aug 9, 2026

Program Launch & Open Call

Oct 4, 2026

Submission Deadline

Nov 1, 2026

Bootcamp Begins

Nov 9, 2026

Demo Day & Selection

Nov 15, 2026 – Feb 7, 2027

12-Week Program Delivery

Feb 9, 2027

Deal Day & Graduation

Feb 14 – Aug 14, 2027

Post-Program Incubation

Get In Touch

Let's build the future of finance, together.

Whether you're a founding team ready to relocate or an institution looking to partner, tell us where you fit — we'll route you to the right people.

I'm a founder
Apply with your MVP and team
I'm an institution or investor
Explore partnership and co-investment

Prefer email? Reach us directly at ventures@dtvc.com.sa